★ Advantage Pro | More value with your application
BUSINESS FINANCING WITH MORE VALUE BUILT IN.
One streamlined application. Our network of 75 lenders makes it easier to explore financing options for your business—while Advantage Pro adds valuable benefits for growth, visibility, credit readiness, and time to recharge.
Fuel growth, manage cash flow, replace essential equipment, and pursue the next opportunity through one streamlined application.
Working CapitalSupport cash flow and everyday priorities.
Equipment FinancingAcquire machinery, tools, and essential equipment.
Commercial VehiclesFinance qualified work trucks, vans, and fleet needs.
Real Estate LoansExplore purchase, renovation, or refinancing options.
Business Lines of CreditFlexible access to funds when your business needs them.
Invoice FinancingImprove cash flow while waiting on customer payments.
SBA LoansGovernment-backed financing with competitive terms.
Merchant Cash AdvancePotential funding based on qualified future sales.
The EquipMeFi difference
REAL PEOPLE. REAL SUPPORT.BETTER OUTCOMES.
A more personal path to business financing.
✓Personalized financing-path matching based on your business needs
✓Clear guidance from application through the next step
✓Access to a network of 75 independent financing sources
✓A streamlined process designed for busy business owners
✓Options for many business types and industries
Our commitment to business owners
We keep the process clear, responsive, and focused on helping you understand the financing paths that may fit your business.
More than financing. Real benefits for business owners.
THE EQUIPMEFI ADVANTAGE PRO PROGRAM
A gold-standard experience for business owners who want financing support plus elevated value, practical growth tools, and meaningful rewards beyond the application.
★Elite
Gold Status Reward
4-Day / 3-Night Resort StayA featured reward for applicants who complete the qualifying application requirements.
★Elite
Growth Visibility Tool
Free Local SEO Visibility ReportSee how your business appears in local search and where visibility may improve.
★Elite
Capital Readiness Benefit
Business Credit Builder ProgramQualifying funded customers may receive a prepaid 12-month credit-building membership.
★Elite
Customized Funding Path
Financing Matched to Your NeedsYour application may be considered across multiple potential financing paths.
★Elite
White-Glove Support
Ongoing Customer SupportReceive clear guidance throughout the application and matching process.
★Elite
Momentum Tools
Resources for Business GrowthPractical tools, insights, and benefits designed to support business momentum.
6 CONDITIONSREQUIRED*Eligibility verified before any reward
Vacation Getaway · Eligibility Required
A sincere thank-you for the opportunity to help meet your capital needs. A resort reward for qualifying applicants.
MEET THE SIX REQUIREMENTS. EXPLORE A RESORT GETAWAY.
Applicants satisfying all six verified eligibility requirements may qualify for a complimentary 4-day, 3-night resort stay. Applicants with no active business financing do not need financing approval or funding to qualify if the other requirements are met. Applicants with active business financing qualify for the exception only if a new EquipMeFi-arranged offer is accepted and actually funds and closes. A verified MCA or business-loan default disqualifies the applicant.
Review the six Vacation Getaway eligibility requirements
At least one year in business.
At least $15,000 in verified average monthly business revenue.
Four verified months of business bank statements.
A verified credit score of 500 or higher.
No active MCA, business loan, line of credit or similar financing, unless a new EquipMeFi-arranged offer is accepted and actually funds and closes.
No defaults on MCAs or other business loans; verified defaults disqualify even if financing later funds.
All six conditions are independently verified; an application alone does not earn a reward. Applicants without active business financing are not required to accept funding. Applicants with active financing must complete the new EquipMeFi-arranged funded-and-closed exception. Defaults disqualify. An independent third-party travel provider handles certificate fulfillment; resort availability, booking, blackout dates, travel expenses, taxes, fees, deposits, expiry and redemption restrictions apply. EquipMeFi is not the travel provider. The provider’s identity and applicable redemption instructions will be disclosed privately in the confirmation email sent to verified qualifying recipients. Read the complete Vacation Getaway terms →
Exclusive Advantage Pro benefits
MORE THAN FINANCING. TOOLS TO HELP YOUR BUSINESS GROW.
Gain practical visibility and credit-building resources designed to help your business attract more customers, strengthen its financial profile, and prepare for the opportunities ahead.
Exclusive Advantage Pro benefit
FREE LOCAL SEO VISIBILITY REPORT
Be seen locally. Get found by more customers.
Discover how your business appears when nearby customers search online. Your custom report highlights visibility gaps and practical opportunities to improve your local presence.
✓Google Business Profile analysis
✓Local rankings and visibility score
✓Competitor and keyword insights
✓Clear recommendations to improve
Your Digital SEO Report
Exclusive Advantage Pro benefit
BUILD BUSINESS CREDIT. COULD QUALIFY FOR UP TO $300K IN 0% BUSINESS CREDIT CARDS.
Stronger credit. Greater financing confidence. More room to grow.
Build a stronger business credit profile and position your company to potentially qualify for up to $300K in 0% business credit cards. Gain tools to monitor key credit factors, improve funding readiness, and prepare for greater access to capital.
✓Build and strengthen your business credit profile
✓Monitor important credit factors and changes
✓Learn actions that may improve funding readiness
✓Help separate business borrowing from personal credit
✓Prepare for greater access to capital as you grow
MORE OPTIONSBuild a profile lenders can evaluate with greater confidence.
MORE LEVERAGEPrepare for larger opportunities and future capital needs.
MORE RESILIENCECreate added financial flexibility for your business.
Eligible newly funded customers may receive a specified 12-month Credit Builder benefit at no additional customer charge, subject to eligibility and enrollment terms. Standalone enrollment is optional and priced separately. Service fulfillment may involve a third-party provider, identified before purchase. No particular score, tradeline, card, credit limit or financing approval is guaranteed.
EquipMeFiBUSINESSCREDIT BUILDER
CAPITAL READINESS
Profile
Monitor
Grow
Establish
Strengthen
Access
A simple process. Real next steps.
HOW IT WORKS.
Complete one streamlined application and provide the information potential financing sources need to evaluate available options.
1
Apply
Start with your contact and ownership details.
2
Business Details
Tell us about your business and financing needs.
3
Upload Statements
Provide four months of business bank statements.
4
Review Options
Explore potential financing paths from the network.
5
Move Forward
Select the option that best fits your business.
Business bank statements help financing sources understand revenue consistency, cash-flow behavior, average balances, account stability, and possible risk signals. They are an important part of the review but do not alone determine approval.
Real support. Real results.
Trusted by business owners
“
EquipMeFi made the process feel straightforward. The communication was clear, the team stayed responsive, and the Advantage Pro benefits made the overall experience feel genuinely different.
★★★★★
Common questions
FREQUENTLY ASKED QUESTIONS.
Is EquipMeFi a lender?
No. EquipMeFi is not a lender. We help connect applicants with independent third-party financing sources.
What documents should I prepare?
Have accurate business and ownership information available, along with four months of recent business bank statements.
How fast can I receive a decision?
Some qualified applicants with complete files may receive a decision in as fast as approximately two hours. Timing varies by financing source and application.
Who can receive Business Credit Builder benefits?
The prepaid 12-month membership may be available to qualifying newly funded customers, subject to activation requirements and program-partner terms.
Who is Advantage Pro for?
Advantage Pro is designed for business applicants seeking financing through EquipMeFi and the additional benefits described on this page, subject to applicable eligibility terms.
FINANCING THAT FUELS YOUR BUSINESS. BENEFITS THAT REWARD YOUR NEXT MOVE.
Apply once. Explore potential financing options. Experience the added value of Advantage Pro.
✓ No obligation✓ Safe & secure✓ Quick response
Business Financing Application
You have a saved application.Continue where you left off?
1
Contact / Ownership
2
Business Info
3
Loan Request
4
Documents
5
Review & Submit
Application Submitted!
Reference #:
Questions? Call (800) 307-3994
Your capital is one application away.
Whether you need equipment, working capital, or a business loan — EquipMeFi connects you directly with licensed lenders competing for your business. Qualified decisions may be available within two hours and no later than 24 hours. No hidden fees. No hard credit pull to get started.
No hard credit pull 256-bit encrypted 2-minute application
Contact / Ownership Info
Tell us about yourself and your role in the business.
First Name*
Last Name*
Phone Number*
Email Address*
Best Time to Contact
Title / Position*
% Ownership*
Date of Birth (MM/DD/YYYY)*
Optional SMS Updates
By checking this box, I provide my express written consent to receive recurring SMS and MMS messages from EquipMeFi, LLC at the mobile number provided, including application confirmations, status updates, document reminders, support messages, and financing-related follow-up. Messages may be sent using an autodialer or other automated technology. Consent is not a condition of applying for or obtaining financing or purchasing any product or service. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. View the Terms and Privacy Policy.
This checkbox is optional and is not preselected. Your application can be submitted without consenting to text messages.
Have questions or need assistance completing your application? Our team is ready to help. Call us at (800) 307-3994.
Business Info
Provide your business details so we can match you with the right lenders.
Legal / Corporate Business Name*
DBA (Doing Business As) Optional
Physical Address*
City*
State*
Zip Code*
Business Phone*
Business Email*
Website Optional
Business Type*
Industry*
Federal Tax ID / EIN*
Date Business Started*
Length of Ownership (Years)*
Monthly Revenue*
Credit Score Range
Time in Business*
Loan Request
Tell us about the financing you need. Takes about 1 minute.
Product Interest*
Requested Amount*
Desired Term
Use of Funds*
Brief Description (Optional)
Supporting Documents
Upload bank statements or financial documents to speed up approval. Up to 6 files.
Drag & drop files here, or click to browse
Bank statements, tax returns, financials, business ID — PDF, JPG, PNG, XLS · Max 10MB each
0 / 6 documents
Upload documents for faster approval
Applications with bank statements uploaded upfront are typically reviewed within 2 to 24 hours. Without documents, review may take 1–2 business days.
Faster lender matching and decisioning
Fewer follow-up requests from our team
Higher approval probability with full documentation
Review & Submit
Please confirm your details before submitting. Our team will reach out within 2 to 24 hours.
Loan Request
Business Info
Contact Info
Documents
Mobile Messaging Preference (Optional)
Keep me opted in to receive recurring SMS and MMS messages from EquipMeFi, LLC at the mobile number provided, including application confirmations, status updates, document reminders, support messages, and financing-related follow-up. Messages may be sent using an autodialer or other automated technology. Consent is not a condition of applying for or obtaining financing or purchasing any product or service. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. View the Terms and Privacy Policy.
This selection mirrors the SMS choice made in Step 1. You may change it here without affecting submission of your application.
Application Authorization & Signature
By signing below, the Merchant and its owners/principals hereby:
certify that all information provided on and all documents submitted in connection with this Application are true, correct, complete, and accurate to the best of their knowledge;
authorize EquipMeFi, its agents, affiliated partners, and potential lenders to obtain and review credit reports, bank statements, tax returns, and any other information regarding the Merchant and its owners/principals from third parties, including but not limited to credit bureaus, banks, and financial institutions, in order to verify any information provided on this Application and to evaluate creditworthiness;
acknowledge that providing false, misleading, or incomplete information may result in immediate denial of funding and may subject the applicant to potential legal action; and
agree to be contacted by EquipMeFi representatives by telephone and email regarding this application. SMS and MMS messages will be sent only if the applicant separately opts in through the optional mobile-messaging consent presented in this application.
Draw Your Signature*
Use your mouse, finger, or stylus.
Date
I have read, understand, and agree to all terms stated above. I authorize EquipMeFi to process this application on my behalf.
EquipMeFi is not a lender. By submitting you consent to being contacted by our team to route your application to licensed third-party lenders. Partial form data may be used for follow-up on incomplete applications. Approval is subject to lender underwriting.
Submit Application
••••
Lenders Compete
••••
Pick Your Best Offer
••••
You Get Funded
Financing options facilitated through EquipMeFi are provided by independent, licensed third-party lenders. Rates, terms, and credit requirements are determined solely by those lenders. EquipMeFi does not underwrite, originate, or guarantee any financing. Results may vary based on creditworthiness and lender criteria.